Loan Calculator
Get monthly payments, total interest, and a year-by-year amortization schedule for any loan.
About this tool
Beyond the monthly payment, it helps to see how a loan actually unwinds — how much of each year goes to interest versus principal. This calculator gives you the monthly figure, the lifetime interest cost, and a year-by-year schedule showing what you paid and what you still owe.
Early in a loan, most of each payment is interest; the schedule makes that shift visible year by year.
How to use
- Enter the loan amount.
- Enter the annual interest rate.
- Enter the term in years.
- Review the monthly payment and the yearly amortization table.
Frequently asked questions
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